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Archive for April, 2008

Landlord charged with serving fake eviction notice »

Inevitably, in this economy, people cannot pay debts they owe, including their monthly rent. Failure to pay rent results in the legal removal of the tenant by the landlord in a process known as eviction. However, when that legal process becomes too inconvenient, a landlord might just try to fake it.
As reported in the Florida [...]

Am I Protected From Creditor Abuse? »

Many of my colleagues’ and my postings have concerned the abuse by debt collectors and how the FDCPA protects consumers….BUT, what about when original creditors heap abuse on someone?   Many states have passed a state version of the FDCPA to protect their consumers, but one benefit of those state laws is that often, original creditors [...]

I Live In Louisiana! What Does A Creditor Have To Do To Garnish My Wages? »

Garnishment is a process where a creditor gets paid the money it is owed from a debtor.  Often, the garnishment is of the debtor’s wages.
Louisiana is a judicial garnishment state, meaning that in order for a creditor to collect money from a third party such as an employer, it must first go in to court and [...]

Debt Collectors In India Target Stimulus Tax Refund »

Are you wondering what you are going to do with your economic stimulus tax refund?  Debt collectors in India have the answer, and they are making tens of thousands of phone calls into the United States an hour, according to The New York Times reporter, Heather Thomas, in her article, Debt Collection Done From India [...]

Help Protect Grandma’s Social Security from Predators »

Social Security would like your help. Predatory lenders in some places have found a way to, in effect, take control of Social Security payments and collect fees from that meager stipend essentially forever. The Social Security Administration is taking public comments until June 20, 2008 about what they should do, if anything.
Here’s where [...]