There are lots of street myths about debts and payments. One prevalent one is that the credit card company can’t do anything if you are making even bare minimum payments. This simply isn’t true.
The statement you receive from the credit card company each month has a minimum payment amount. This will change [...]

It happens all the time: into my office comes a potential client who has been sued by a credit card company for not paying.  Often the credit card company has been harassing the person for years trying to get them to pay, and has added interest, late fees, over limit charges and anything else they [...]