Consumer debt is an all-time high.  The cause may be the result of an illness, unemployment, or over-spending.  Whatever the reason, it can be overwhelming.  But don’t get tricked by offers of quick fixes.  While many ads pitch the promise of debt relief, rarely do they spell out that what they are really offering is [...]

I am disturbed to hear a lot of my clients being told by debt collectors to refinance their home or to take out a home equity loan to pay the debt.  DON’T DO IT!!!!! - especially if the debt is for an unsecured debt such as Mastercard, Visa, Discover, American Express, department store card, or [...]

Over the last few months, I have discovered several of my local Target stores are overcharging consumers by charging prices much higher than the item is marked on the shelf. The first time I discovered this, I brought it to the cashier’s attention and she adjusted the price at the register. The next [...]