The Servicemembers Civil Relief Act (SCRA), signed into law on December 19, 2003, limits collection tactics and enforcement of claims against active duty military personnel.  In this post, I will discuss how the SCRA protects activy duty military personnel from foreclosure.
Section 303 (Mortgages and Trust Deeds) of the SCRA forbids non-judicial foreclosure on real property [...]

The Servicemembers Civil Relief Act (SCRA), signed into law on December 19, 2003, limits collection tactics and enforcement of claims against active duty military personnel.  In this post, I will discuss how the SCRA protects activy duty military personnel from repossession.
Section 302 (Protection Under Installment Contracts for Purchase or Lease) of the SCRA forbids self-help [...]

The Servicemembers Civil Relief Act (SCRA), signed into law on December 19, 2003, limits collection tactics and enforcement of claims against active duty military personnel.  In this post, I will discuss how the SCRA protects activy duty military personnel from default judgment.
The SCRA, Section 201 - Protection of Servicemembers Against Default Judgments, applies to any [...]

Recently, our firm received a question from an individual/employer.  The question was as follows:  “My company gets calls from collectors for employees all the time. They will hardly ever identify themselves, but I have one company in particular who calls all the time. I have a log and their company name and address. Is that [...]

Generally, the FDCPA excludes from its provisions:

Creditors Collecting Their Own Debts, Retail Stores, Banks, Finance Companies - 15 U.S.C. 1692a(6).
Assignees Before Default, Car Finance Companies, Mortgage Servicing Companies - 15 U.S.C. 1692a(6).
If you liked that post, then try these…Can I Be Sued If I’m Making Payments To The Credit Card Company? by Douglas JacobsPennsylvania [...]