By Jonathan Ginsberg
closeAuthor: Jonathan Ginsberg
Name: Jonathan Ginsberg
Email: ginsberg@gmail.com
Site:
About: See Authors Posts (3) on Jul 14, 2008 in Debt Collection Laws | 0 Comments
Recently, I received a letter from a very upset woman regarding a lawsuit filed against her arising from credit card debt. She wrote:
I am 63 and on Social Security Disability. A collection agency sent me paperwork to go to court, or so it appeared. There was no court. Then 2 weeks later they got a [...]
By Douglas Jacobs
closeAuthor: Douglas Jacobs
Name: Douglas Jacobs
Email: djacobs@jacobsanderson.com
Site: http://www.jacobsanderson.com
About: See Authors Posts (2) on Jun 30, 2008 in Debt Collection Laws, Featured, Personal Finance | 0 Comments
There are lots of street myths about debts and payments. One prevalent one is that the credit card company can’t do anything if you are making even bare minimum payments. This simply isn’t true.
The statement you receive from the credit card company each month has a minimum payment amount. This will change [...]
By Karen Oakes, Southern Oregon Debt Law Attorney
closeAuthor: Karen Oakes, Southern Oregon Debt Law Attorney
Name: Karen Oakes, Southern Oregon Debt Law Attorney
Email: oakeslaw@gmail.com
Site: http://www.oakeslawoffice.com
About: See Authors Posts (16) on Jun 30, 2008 in Debt Collection Laws, Family Debt Problems, Personal Finance | 0 Comments
Well, yes and no. Yes, a creditor can garnish, but no, they can’t just start garnishing without going through a series of steps first. The first thing that has to happen is the creditor has to file a lawsuit. (There are two exceptions to this first step–the IRS [...]
By Stephen Otto, Pittsburgh Consumer Attorney
closeAuthor: Stephen Otto, Pittsburgh Consumer Attorney
Name: Stephen Otto, Pittsburgh Consumer Attorney
Email: steve@sottolaw.com
Site:
About: See Authors Posts (16) on Jun 27, 2008 in Debt Collection Laws | 0 Comments
When considering whether there is deception in debt collection communications, the courts apply an objective standard of deception. It is known as the “least sophisticated” or “unsophisticated” consumer or debtor standard. There is no requirement of proof of actual deception of the consumer who files a FDCPA claim to establish debt collector liability. The courts [...]
By Brett Weiss, Esq.
closeAuthor: Brett Weiss, Esq.
Name: Brett Weiss
Email: brett@BankruptcyLawMaryland.com
Site: http://www.BankruptcyLawMaryland.com
About: Who Am I? I am an honors graduate of the University of Maryland School of Law, and I founded this law firm over fifteen years ago. In that time I’ve represented thousands of people, helping them get back on the road to financial success.
I am a member of the Maryland and District of Columbia federal (general and Bankruptcy Court) and state bars, the United States Tax Court bar, the Fourth Circuit and District of Columbia Circuit Court of Appeals bars and the United States Supreme Court bar. I am a signatory to the Montgomery County Bar Association Lawyer's Creed of Professionalism.
My Philosophy of Helping. My clients are my top priority, and I work hard to make them as comfortable as possible. I’m available many evenings, and return phone calls and e-mail messages as quickly as possible. I’ll explain the details of the law in plain terms, never complex “legalese.”
Your satisfaction is my goal. It’s hard enough to go through tough financial times; I try to make it easier for you.
America’s News Media Turns to Me for My Opinion. I have received international media attention in connection with the cases in which I’ve been involved. I was interviewed by Barbara Walters on The View, appeared on the Today Show, Good Morning America, ABC News with Peter Jennings, the Montel Williams Show, BBC World Service, German state television, and numerous local radio and television programs, and been quoted in Money magazine, The Washington Post and The Baltimore Sun, among others.
More Than Just a Lawyer. I don't spend all of my time chained to the desk, working on bankruptcy cases. People might like that, but I enjoy my spare time as well. I love my wife, my four children and my dog Belle. They help me always realize that family and loved ones are the most important parts of life.See Authors Posts (7) on Jun 27, 2008 in Debt Collection Laws, Debt Collector Abuse, Personal Finance | 0 Comments
A recent article by Bankruptcy Law Network member Jay Fleischman talks about statutes of limitations that apply to credit card debt.
The case, Capital One Bank USA, NA v Gregorich, dealt with whether Capital One’s lawsuit against Ms. Gregorich was filed on time, or was barred by the statute of limitations. Ms. Gregorich lived in Florida, [...]
Bankruptcy Law Network Articles