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FDCPA & Employers Receiving Debt Collection Calls for Employees »

Recently, our firm received a question from an individual/employer.  The question was as follows:  “My company gets calls from collectors for employees all the time. They will hardly ever identify themselves, but I have one company in particular who calls all the time. I have a log and their company name and address. Is that [...]

Debt Collector Threaten To Report You For Theft? Guess What?! That Just Might Be Criminal »

Facts:   Creditor states “if you don’t make an electronic payment over the phone right now, I will report you to the Sheriff for Theft of my goods.”   Debtor:  “No, no, I will pay you; here’s my bank information.”
Hmmmmmmm…..who should really be worried at this point?  Do you really even owe the debt?   Jay Fleischman, a New [...]

Do Not Let Your Debt Own You! »

Life is too short to let your debt own you.  Please allow me to explain what I mean.  As Americans, generally speaking, we have a tendency to focus on “things.”  The more things we have the more successful we are.  The more things we have the more desired we will become.  The more things we have the [...]

Confessions of a Debt Collector: How I Violated the FDCPA, and Why »

This is an excellent video posted to YouTube by prominent FDCPA attorney Peter Barry and taken from his appearance on the Mike and Juliet Show, a morning television show produced by Fox.  The video is interesting and instructive for several reasons.  It starts out with interviews of consumers who have been victims of unethical debt [...]